Free to use

Take control of
your money.

Plan your income, track your spending, build your savings, and work toward your goals — all in one simple app.

Where does your money go?

Sound familiar? You are not alone. Most people struggle with the same money problems every month.

You spend without a plan and run out of money before the month ends.

You lose track of small expenses that add up to a lot over time.

You try to save but never seem to follow through consistently.

You set financial goals but forget about them after a few weeks.

You reach the end of the month with no idea where your money went.

AkiliPesa helps you plan before you spend.

Everything you need to manage your money

Simple tools designed to help you plan, track, and grow your finances.

Monthly Budget

Create a monthly plan and give every shilling a purpose. Start each month with a clear roadmap for your money.

Spending Envelopes

Separate your money into categories such as food, transport, bills and personal needs so you always know what you can spend.

Expense Tracking

Record expenses and instantly see what remains in each category. No more guessing at the end of the month.

Savings

Set savings targets and track your progress over time. Watch your savings grow as you stick to your plan.

Goals

Create goals for things you want to achieve and contribute toward them from your budget. Stay motivated and on track.

Financial Overview

See where your money is going and understand your financial progress at a glance with clear, simple visuals.

Start managing money in four steps

Getting started with AkiliPesa is quick and simple.

01

Set your income

Enter your monthly income so AkiliPesa knows what you have to work with.

02

Create your monthly plan

Divide your income into spending envelopes for food, transport, bills, and more.

03

Track your spending & savings

Log expenses as you go and see your remaining balances update in real time.

04

Reach your goals

Contribute toward your savings goals and watch your progress over time.

Designed for clarity and simplicity

A clean interface that makes managing money feel effortless.

Dashboard Monthly Budget Savings & Goals
Add Expense Activity Expense List

Simple money management, without the complexity.

Plan

Create a clear monthly budget that assigns every shilling to a purpose. Start each month with confidence knowing exactly where your money should go.

Track

Log your expenses as you spend and instantly see what remains in each category. Stay aware of your spending without the hassle of spreadsheets.

Grow

Set savings goals, contribute from your budget, and watch your progress over time. Build the financial future you deserve, one step at a time.

Your money, your plan.

Your data stays on your device

AkiliPesa is designed to keep your personal budgeting experience simple and private. Your financial data is stored locally on your device — not on our servers. We do not collect, sell, or share your personal information. What you plan and track stays with you.

Start managing your money with AkiliPesa.

Download the app or open it in your browser — it's free and ready when you are.

Using an iPhone or iPad?

AkiliPesa works on iOS through your Safari browser. Install it as a Progressive Web App (PWA) for the full app experience — no App Store needed.

  • 1 Open AkiliPesa in Safari
  • 2 Tap the Share button
  • 3 Select "Add to Home Screen"
  • 4 Open AkiliPesa from your home screen

Frequently asked questions

AkiliPesa is a free personal budgeting app designed to help you plan your income, track your spending, manage envelopes for different categories, and build savings toward your goals. It is built for simplicity and works on Android, iPhone, and the web.

Yes, AkiliPesa is completely free to use. There are no subscriptions, no hidden fees, and no premium tiers. All features are available to everyone.

No. AkiliPesa does not connect to any bank or financial institution. All data entry is manual, which keeps your information private and under your full control.

Yes! AkiliPesa is available as a web app that works great on iPhone through Safari. You can add it to your home screen as a Progressive Web App (PWA) for a native-app-like experience.

Simply tap the "Download APK for Android" button on this page. You will receive an APK file. Open it on your Android device and follow the prompts to install. You may need to allow installations from unknown sources in your device settings.

Your data is stored entirely on your device. AkiliPesa does not upload your financial information to any server. This means your budgeting data stays private and you have full control over it.

You can report bugs directly through the app's feedback option, or by emailing our support team. We appreciate detailed reports including steps to reproduce the issue, device type, and app version.